kcmusa is committed to ensuring the privacy of all Users information.
In order to use the mobile payment services offered by kcmusa through the Application (the “Services”), all Users will need to submit certain personal information (“Personal Information”) about themselves (as prompted by the Website and/or Application), name, address, telephone number, or e-mail address. Personal Information also includes information about an individual’s activities, such as information about his or her activity on our Services, and demographic information, such as date of birth, gender, geographic area, and preferences (such as the name of the church they attend, church location, and attendance patterns) when any of this information is linked to Personal Information that identifies that individual.
Personal Information does not include “aggregate” or other non-personally identifiable information. Aggregate information is information that we collect about a group or category of products, services, or users that is not personally identifiable or from which individual identities are removed. We may use and disclose aggregate information, and other non-personally identifiable information, for various purposes.
The Services may contain interactive functionality that allows you to engage with other users on the Services, post comments to forums, to make prayer requests, to upload photographs and other content (the “User Materials”), participate in surveys, and otherwise to interact with the Services and with other users. If you use any interactive functionality on the Services that request or permit you to provide us with Personal Information (including, for example, any services that allow you to post User Materials on any of our Services), we collect the Personal Information that you provide to us in the course of using these interactive features.
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses.
Passive Information Collection
When you visit our Website, some information is collected automatically. For example, we may automatically collect your browser’s Internet Protocol (IP) address, your browser type, the nature of the device from which you are visiting the Website (e.g., a personal computer or a mobile device), the identifier for any handheld or mobile device that you may be using, the Web site that you visited immediately prior to accessing our Website, the actions you take on our Services, and the content, features, and activities that you access and participate in on our Services. We also may collect information regarding your interaction with e-mail messages, such as whether you opened, clicked on, or forwarded a message.
We may collect this information passively using technologies such as standard server logs, cookies, and clear GIFs. We use passively-collected information to administer, operate, and improve the Website and our other services and systems.
Please be aware that in the course of your use of the Service, websites or other services provided by third parties (“Third-Party Services”), including, for example, Google Analytics, may set cookies on your hard drive or use other means of passively collecting information about your use of the Service, Third-Party Services or other services or content. To do this, they may use first-party cookies (which are set by the same domain your browser is receiving data from) or third-party cookies (which are set by a different domain). We also may make non-personally identifiable information available to Third-Party Services, and these Third-Party Services may collect such information, to assist such parties in understanding our users’ activities and usage patterns on the Services. We do not have access to, or control over, the actions of Third-Party Services. Each provider of Third-Party Services uses information that it collects in accordance with its own privacy and security policies.
Information from other Sources
We may receive information about you, including Personal Information, from third parties, and may combine this information with other Personal Information we maintain about you. If we do so, this Policy governs any combined information that we maintain in personally identifiable format.
Use of Information and Data
The information that Users provide will be primarily used in connection with the Services, to communicate with Users in relation to the Services or to cooperate with any government, industry or regulatory authorities. We may also disclose your information when we believe in good faith that disclosure is necessary to protect our rights, your safety or the safety of others, investigate fraud, or respond to a government request, in connection with the collection of amounts you may owe us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases. If we are involved in a merger, acquisition, or sale of all or a portion of our assets, you will be notified via email and/or prominent notice on our Website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your Personal Information.
Occasionally, we may use the information we collect to notify you about important changes to the Website, new services and any information we think you will find valuable. kcmusa reserves the right to use data (on an anonymous basis) in relation to Users’ use of the Services for marketing and accounting purposes. You may notify us at any time if you do not wish to receive offers by emailing us at email@example.com
Disclosure of Information
Access to and Updates of Information
Users may request at any time to see the personal information that kcmusa holds on its behalf or to correct or update any personal information (to the extent that Users are unable to do so through the Website or Application). Please email kcmusa at firstname.lastname@example.org.
Storage of Information and Export Compliance
kcmusa will securely store all Users’ personal information, which may (for the avoidance of doubt) be transferred outside of the United States.
User access to this Website is governed by all applicable federal, state and local laws. All information available on this Website is subject to U.S. export control laws and may also be subject to the laws of the country where you reside.
kcmusa is committed to data security. kcmusa uses a variety of technologies and procedures to help protect personal information from unauthorized access, use or disclosure. For example, kcmusa stores the data in computer servers with limited access that are located in controlled facilities secured by the latest in surveillance and security technology. When kcmusa transmits sensitive information (such as a credit card numbers), kcmusa protects it through the use of encryption, such as the Secure Socket Layer (SSL) protocol. kcmusa is a level 1 certified PCI-DSS compliant provider. PCI Data Security Standards are endorsed by Visa, MasterCard, American Express and all other leading card brands.
kcmusa will hold Users’ personal information both before and after the cancellation of each User’s account, but only for as long as kcmusa is lawfully entitled to do so.
kcmusa partners with payment gateways to process credit card payments and those gateways maintain their own privacy policies.
Our Website is intended for a general audience and not directed to children under 13 years of age. We do not intend to collect personal information as defined by the U.S. Children’s Privacy Protection Act (“COPPA”) (“Children’s Personal Information”) in a manner that is not permitted by COPPA. If you are a parent or guardian and believe we have collected Children’s Personal Information in a manner not permitted by COPPA, please contact us by sending a letter to the email address listed below (Attention: Legal) and we will remove such data to the extent required by COPPA.
Parents may want to consider commercially available parental control protections to limit what minors can access online and/or monitor their minor children’s online activities. Examples include: www.netnanny.com; www.webwatcher.com and www.sentrypc.com. We do not endorse these or other services and are not responsible for them.
By using this Website, you represent that you are at least the age of majority in your state or province of residence.
P.O. Box 2306
Fullerton, CA 92837